Ho ho ho!
Christmas season is almost here again!
I dont know about you ladz, but just curious what is your spending schedule for Xmas?
Do you save some cash aside during the year for christmas and the holidays, or do you just spend what ever you have available?
Do you spend alot, or only on gifts?
Do you end up still cash in povket in the new year, or are you broke by January 1st waiting for work to start again?
Let us know!